A mortgage broker’s job is to match borrowers with lenders. Different lenders have different approval criteria, different terms and conditions, different risk tolerance, and different rates. The mortgage broker meets with you to create a profile or summary of your situation, and then presents that information to the lenders that will be the most interested in offering you a mortgage loan. Lenders then submit proposals back to the broker, who discusses it with you to choose the one that suits you best

You initiate the process and you are the one who will decide which offer to accept, so the broker is working for you. The nice part is that it is the lender who pays the broker, because the broker has done their work for them, by making an appropriate “match.”

Pioneer West has an excellent reputation and access to more than 100 different lenders, many who provide several different types of mortgages. Lenders know that our team members are experts in the industry and have considerable skill in finding the best possible deal for their clients with professionalism and integrity. That respect for our staff translates into offers with better rates and better terms.

Even if you’ve been turned down by more than one bank, there’s a really good chance that Pioneer West can still help you.

Yes! We understand the difficulties that small business owners have qualifying for a mortgage, even at the bank they deal with regularly. Many of our lenders are quite happy to offer hard working entrepreneurs a mortgage with a great rate and very reasonable terms.

Please feel free to contact us anytime.